Flexible Options for a Customized Home Buying Experience
A USDA loan from First Bank of Berne eliminates the common barrier of having a down payment. With 100% financing and lower fixed interest rates, your next home purchase could be closer than you think.
Put the equity in your home to work for you with a home equity loan or line of credit. Either option provides you with a great borrowing option.
Know exactly how much you will be paying and for how long. Fixed-rate loans make it easy to plan and stay within your budget.
Adjustable rate loans from First Bank of Berne typically begin with a low, fixed rate for an initial term and adjust upward or downward.
A convenient loan product to finance a new home, garage, out-building, or remodeling project.
100% financing on purchases utilizes no down payment funds and the bank will finance 100% of the purchase price.
This program provides a responsible, low down payment mortgage option to help borrowers realize their dreams of home ownership.