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USDA Loans

A USDA loan from First Bank of Berne eliminates the common barrier of having a down payment. With 100% financing and lower fixed interest rates, your next home purchase could be closer than you think. Designed to meet the needs of our homebuyers in our rural communities, First Bank of Berne is your USDA loan lender.

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USDA Loan Benefits

100% financing, eliminating the need for a down payment.
Competitive fixed interest rates.
Flexible credit guidelines.
Reduced PMI (private mortgage insurance).
Designed for rural areas, making homeownership more attainable.
No prepayment penalties.