Mobile Wallet allows you to store your card information securely on your smartphone, and to use your phone to make purchases at over a million stores now accepting mobile payments. When you pay in a store using Mobile Wallet services, you don’t share the information contained on your card. Your mobile device sends a unique, one-time passcode to the merchant’s terminal that doesn't contain actual card information like your name or card number. It's simple, convenient and secure:

• Your mobile device sends a unique, one-time passcode to the merchant’s terminal that doesn't contain actual card information like your name or card number.
• Ensure that the app is installed on your mobile device, and if not go to your app store to see if it’s available for download.
• Follow the simple on-screen instructions to load your card information to the app.

Getting the app used for Mobile Wallet is easy:

1. Check to ensure that the app is installed on your mobile device.
2. If it's not already installed, go to the app store for your device's operating system to see if the app is available for download.
3. Once downloaded, follow the on-screen instructions to load your card information into the app.

Using your card with Mobile Wallet provides the same fraud protection you receive with your card, with an added layer of security. When you pay in a store with Mobile Wallet services such as Apple Pay or Google Pay, you don’t share the information contained on your card. Instead, your mobile device sends a unique, one-time passcode to the merchant’s terminal.

Both Apple Pay and Google Pay allow you to add multiple cards. However, you can also set a default card, and by choosing your card with us as your default, you will ensure quick and easy payments during checkout. If you have more than one card in your mobile wallet, you have the option of selecting any card during the payment process.